1 school loan applied for... it's a start
in other news, we realized that our debit card has been earning us "rewards points" every time we have used it the entire 3 years we've had our account open. we never remember to use cash so we always use our debit card. with the points we were able to "purchase" these lovelies for dave using only our points on their little rewards site, at what i gather is quite a discount. he's so excited. :) we even had enough points left over to get a $25 Macy's gift card.
I like shopping when it doesn't cost any money.